The Home Buying Process
1. Assess your Financial Situation
It is very important to know how much house you can afford and the maximum price you should be considering.
2. Obtain a Mortgage Pre-approval
Once you've made the necessary calculations and feel that you are ready to obtain a mortgage, it's a good idea to select a lender to get pre-approved. This means that the lender will look at your finances to establish the amount of mortgage you can afford. Call me and I will refer you to a mortgage professionals that has an excellent reputation and track record for successfully acquiring loan approval for his/ her clients.
3. Assess Your Housing and Lifestyle Needs
Everyone has different lifestyle needs which dictate the type of home they require. Your family may have children, pets or hobbies such as gardening etc. Your individual circumstances will ultimately govern your choice, however, it is possible to generalize and draw some conclusions about what you need now and what you will possibly need in the future. I will assist you in detemining your specific needs and desires in selecting your dream home.
4. Assess Neighbourhoods Suited to Your Needs
Many factors go into choosing the right neighbourhood for you and your family. Location is one of the most important components of real estate value, so choose carefully. As you are investing alot of money into a property which you may occupy for some time we suggest you weigh the following factors:
-Property Value-rising or falling, maintenance of homes
-Zoning-for work from your home, future development
-Environmental Issues-noise e.g. flight paths, traffic or trains
-Transportation-distance to work, bus routes, proximity to major thoroughfares, chauffeuring of children
-Schools-proximity, curriculum, special education requirements, language programs
-Shopping-proximity to grocery stores, convenience centers
-Recreation-youth and sports groups, playgrounds, bike paths, swimming pools, fitness clubs
5. I will find a right home for you
I will arrange for you to view the right houses in the right neighbourhoods quickly and efficiently. I will introduce you to builders if you are considering a new home.
6. I will help you every step of the way till successful completion of transaction
I will help you complete your financing, make an offer to purchase and to conduct the property inspection. I will be available after closing to assist you with any unresolved or unforeseen problems.
It is very important to know how much house you can afford and the maximum price you should be considering.
2. Obtain a Mortgage Pre-approval
Once you've made the necessary calculations and feel that you are ready to obtain a mortgage, it's a good idea to select a lender to get pre-approved. This means that the lender will look at your finances to establish the amount of mortgage you can afford. Call me and I will refer you to a mortgage professionals that has an excellent reputation and track record for successfully acquiring loan approval for his/ her clients.
3. Assess Your Housing and Lifestyle Needs
Everyone has different lifestyle needs which dictate the type of home they require. Your family may have children, pets or hobbies such as gardening etc. Your individual circumstances will ultimately govern your choice, however, it is possible to generalize and draw some conclusions about what you need now and what you will possibly need in the future. I will assist you in detemining your specific needs and desires in selecting your dream home.
4. Assess Neighbourhoods Suited to Your Needs
Many factors go into choosing the right neighbourhood for you and your family. Location is one of the most important components of real estate value, so choose carefully. As you are investing alot of money into a property which you may occupy for some time we suggest you weigh the following factors:
-Property Value-rising or falling, maintenance of homes
-Zoning-for work from your home, future development
-Environmental Issues-noise e.g. flight paths, traffic or trains
-Transportation-distance to work, bus routes, proximity to major thoroughfares, chauffeuring of children
-Schools-proximity, curriculum, special education requirements, language programs
-Shopping-proximity to grocery stores, convenience centers
-Recreation-youth and sports groups, playgrounds, bike paths, swimming pools, fitness clubs
5. I will find a right home for you
I will arrange for you to view the right houses in the right neighbourhoods quickly and efficiently. I will introduce you to builders if you are considering a new home.
6. I will help you every step of the way till successful completion of transaction
I will help you complete your financing, make an offer to purchase and to conduct the property inspection. I will be available after closing to assist you with any unresolved or unforeseen problems.
