When Buying a Home,
                                           Consider The Following:

This is just a list of some of the expenses that will be incurred with your purchase, that you should be aware of:

1.     Deposit at Time of Offer (part of down payment)                                                      $ ----------------------------------
2.     Property Appraisal Fee  (may be required at your expense)                                     ----------------------------------
3.     Property Inspection Fee (highly recommended)                                                          ----------------------------------
4.     Down Payment (at least 5% with mortgage loan insurance from CMHC)                 ----------------------------------
5.     Legal Fees (must be paid upon closing)                                                                          ----------------------------------
6.     Legal Disbursements (must be paid upon closing)                                                        ----------------------------------
7.     Property Survey / Title insurance                                                                                  ----------------------------------
8.     Land Transfer Tax                                                                                                             ----------------------------------
9.     Mortgage Loan Insurance  Premium (For < 20% down payment)                            ----------------------------------
10.   Adjustment of Prepaid Property Taxes and/or Utility Bill                                          ----------------------------------
11.   Home & Garden Implements                                                                                            ----------------------------------
12.   Moving Expenses                                                                                                               ----------------------------------
13.   Home & Property Insurance                                                                                            ----------------------------------
14.   Utility Hook-up (Phone, Hydro, Gas, etc)                                                                      ----------------------------------
15.   Re-decorating (Paint, Drapes, Carpet, etc)                                                                    ----------------------------------
16.   Appliances (if necessary)                                                                                                   ----------------------------------
17.   Other Expenses (sale tax, water test, septic tank inspection, etc.)                             ----------------------------------
          TOTAL:                                                                                                                         $  ---------------------------------

Mehdi Sheikholeslami
Meridian Realty

Mobile: (204) 250-8442
Fax: (204) 475-5069
Email: winnipegdreamhome@gmail.com

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